A Structured and Transparent Advisory Process

The advisory process followed by Kavitha Menon, SEBI Registered Investment Adviser (Registration No: INA000000037), is designed to ensure that investment advice is aligned with the client’s financial goals, risk tolerance, and investment horizon.

1. Client Onboarding

The advisory relationship begins with the onboarding process. This includes completion of regulatory requirements and execution of the investment advisory agreement in accordance with SEBI regulations.

  • Execution of investment advisory agreement
  • Completion of Know Your Client (KYC) requirements
  • Collection of financial and personal information required for advisory services

2. Risk Profiling and Suitability Assessment

A detailed risk profiling exercise is conducted to understand the client's risk tolerance, financial objectives, and investment horizon.

Investment advice is provided only after assessing the suitability of recommendations based on the client’s profile.

3. Financial Planning and Investment Advice

Based on the risk profile and financial goals of the client, appropriate investment advice or financial planning recommendations are provided.

The advice considers factors such as diversification, long-term financial goals, liquidity requirements, and risk management.

4. Implementation of Advice

The client retains full discretion regarding implementation of the investment advice provided.

The Investment Adviser does not execute transactions or hold client funds or securities. Clients may implement the advice through financial institutions or intermediaries of their choice.

5. Monitoring and Periodic Review

Investment portfolios and financial plans may be reviewed periodically to ensure continued alignment with the client’s financial objectives and changing market conditions.

Reviews may include reassessment of risk profile, portfolio performance, and financial goals.

6. Ongoing Communication

Clients may communicate with the Investment Adviser for clarification regarding investment advice, portfolio reviews, or updates related to their financial plans.

All advisory services are provided in accordance with SEBI regulations governing Registered Investment Advisers.